Payment security for your customers is one of the most critical pieces of being a business owner. Offering a secure platform on which your customers can pay for goods and services should be a top priority at all times. Whether your business is online or brick-and-mortar, there are a series
A declined transaction refers to a situation in which a financial transaction, such as a credit or debit card purchase, is not approved. The card is usually declined by the card issuer or the payment processing network. This can occur
Processing payments in your business can be a complicated task, especially if you’re not sure what the options are. For example, an ACH merchant account can save you thousands in processing fees. However, if you don’t know about it, or
Many payment processors ask for a billing postal code at checkout because it helps to verify that you are the cardholder and that the transaction is legitimate. In some cases, the billing postal code may also be used to verify
Chargebacks are a normal part of life when you’re a merchant who accepts card payments for goods and services. However, bank chargebacks are slightly different from traditional ones, and some merchants don’t know they exist. Keep reading to learn more
Looking for information about a Shopify merchant account? Asking What is Shopify and what services do they offer? Trying to figure out if Shopify is the right choice for you? So many merchant accounts are available that it can be
Credit card fraud can happen in any business that accepts card payments. However, it is more common in e-commerce and online businesses. Credit card fraud has been growing alarmingly over the past 15 years, and savvy business owners need to
If you currently accept card or ACH payments from your customers, you are actively participating in the payment authorization process on a regular basis. If you’re not sure what it is, or how it works, keep reading. We will break
Businesses that accept credit and debit cards have a lot of information to understand about how payments are processed. This article will focus on processing error codes 57 and 58. These codes represent transactions not permitted to cardholders and transactions
When you see the words “free credit card processing”, you probably have one of two reactions: “That sounds great!”, or “That sounds too good to be true”. Either way, it’s worth learning more. Here, we discuss what zero-fee credit card
Running a business and taking card payments brings a ton of responsibilities with it. There are so many that it’s easy to forget or overlook details like merchant billing descriptors. However, the billing descriptor is vital to your payment processing
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